Consumer Finance - BNP Paribas Spain
BNP Paribas in Spain Individuals
BNP Paribas España

Cetelem Spain (Banco Cetelem S.A.U) is a global provider of financial services to individuals, specialist in consumer credit, personal loans and credit cards. Cetelem is a registered trademark of BNP Paribas Personal Finance, which carries out its activity in 30 countries of 4 continents, providing services to 27 million clients.

Cetelem, a leader in consumer finance

Cetelem operates in Spain since 1988, where it has 1,200 employees who provide services to more than 2,5 million clients. through 7,000 points of sale and a network of 3,000 vehicle dealerships. It has 1.4 million credit cards and a risk exposure of 4,500 million euros.  Financial partner of the leading distribution, e-commerce companies and important car dealers, Cetelem is a reference for information and analysis of consumption in Spain thanks to its studies of El Observatorio Cetelem ( that in 2017 celebrates its 20th anniversary .

The entity is committed to innovation, providing multichannel and digital access credit, as well as to responsible lending ( and promotes financial education and domestic economy management (

Logo Cetelem2

  • “Top Employers Spain” in2 017. Among Top 10 of best Spanish companies to work for.
  • Nº2 Risk exposure management in Spain, according to ASNEF

* Updated on 31/12/2016

  • BNP Paribas