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Our subsidiaries
- Spain
Insurance
Cardif
Cardif is operating in Spain since 1989 and it has become the leader in payment protection insurance with more than 1.900.000 customers. Its main lines of business are: insurance, individual protection insurance and endowment-life insurance: Unit Linked.
The development of Cardif is based on products innovation and set-up of new partnerships.
For further information: www.cardif.com
Cardif is operating in Spain since 1989 and it has become the leader in payment protection insurance with more than 1.900.000 customers. Its main lines of business are: insurance, individual protection insurance and endowment-life insurance: Unit Linked.
The development of Cardif is based on products innovation and set-up of new partnerships.
For further information: www.cardif.com
Personal Investment and Online Trading
Cortal Consors
Cortal Consors is the leading European broker in personal investments and online trading.
Cortal Consors offers:
· Trading on European stock markets.
· Investment and fund advice online and by phone.
· Investments in 5.000 funds within its fund supermarket.
In Spain, Cortal Consors has over 9.000 active clients and offers to the Spanish investors online access to Spanish and European Stock Exchanges at very competitive tarifs as well as to more than 800 international funds.
For further information: www.cortalconsors.es
Cortal Consors is the leading European broker in personal investments and online trading.
Cortal Consors offers:
· Trading on European stock markets.
· Investment and fund advice online and by phone.
· Investments in 5.000 funds within its fund supermarket.
In Spain, Cortal Consors has over 9.000 active clients and offers to the Spanish investors online access to Spanish and European Stock Exchanges at very competitive tarifs as well as to more than 800 international funds.
For further information: www.cortalconsors.es
Commercial Consultancy
BNP Paribas Real Estate
BNP Paribas Real Estate is one of Europe's leading real estate consultancies, and the group has two clear objectives: to offer clients an effective and comprehensive range of tailor-made real estate services, and to develop an extensive and unrivalled network of offices across Europe.
BNP Paribas Real Estate en Espana has been in Spain since 1988 establishing a strong presence in the fields of consultancy, transaction, and valuations for office, industrial, logistical real estate as well as offering services for retail, hotels, and residential sectors.
Today BNP Paribas Real Estate has 268 employees and 11 offices in Spain.
More information about
BNP Paribas Real Estate is one of Europe's leading real estate consultancies, and the group has two clear objectives: to offer clients an effective and comprehensive range of tailor-made real estate services, and to develop an extensive and unrivalled network of offices across Europe.
BNP Paribas Real Estate en Espana has been in Spain since 1988 establishing a strong presence in the fields of consultancy, transaction, and valuations for office, industrial, logistical real estate as well as offering services for retail, hotels, and residential sectors.
Today BNP Paribas Real Estate has 268 employees and 11 offices in Spain.
More information about
Commercial Property
Ségécé
Ségécé España is the largest shopping centres' manager in Spain. Today, it manages more than 84 shopping centres and develops a growing activity of management for third parties in which manages another 21 centres. Both activities represent a total of 545.929sq. m. of comercial surface under management and 3,000 leasing contracts. Ségécé España employees 122 people.
Ségécé España, a strong platform for future development, participates actively in the set up of new shopping centres or in the improvement of existing ones, both for their shareholders or for other operators.
Ségécé España is the largest shopping centres' manager in Spain. Today, it manages more than 84 shopping centres and develops a growing activity of management for third parties in which manages another 21 centres. Both activities represent a total of 545.929sq. m. of comercial surface under management and 3,000 leasing contracts. Ségécé España employees 122 people.
Ségécé España, a strong platform for future development, participates actively in the set up of new shopping centres or in the improvement of existing ones, both for their shareholders or for other operators.
Property Financing
UCI
UCI is a subsidiary of UCB, which is specializing in property financing. Gain access to a comprehensive range of fixed rate and variable rate property loans and seize the opportunity to finance the home of your dreams. Reduce the length and cost of your loan and make your property projects happen with the help of the top property-financing specialists.
UCI is operating in Spain since 1989. Its shareholders are BSCH and BNP Paribas, each with a 50% stake. UCI has more than 1.000 employees, 69 offices and 15.000 points of sale in Spain where it caters to 175.000 customers.
UCI is one of the leaders in mortgage financing and one of the most active issuers in the mortgage securitisation market in Spain.
For further information: www.uci.es www.uci.com
UCI is a subsidiary of UCB, which is specializing in property financing. Gain access to a comprehensive range of fixed rate and variable rate property loans and seize the opportunity to finance the home of your dreams. Reduce the length and cost of your loan and make your property projects happen with the help of the top property-financing specialists.
UCI is operating in Spain since 1989. Its shareholders are BSCH and BNP Paribas, each with a 50% stake. UCI has more than 1.000 employees, 69 offices and 15.000 points of sale in Spain where it caters to 175.000 customers.
UCI is one of the leaders in mortgage financing and one of the most active issuers in the mortgage securitisation market in Spain.
For further information: www.uci.es www.uci.com
Consumer Finance
Cetelem
Cetelem is one of the Spanish leaders in consumer credit offering. It was founded in 1988 and acquired the status of a bank in 1995. Now the Bank is present throughout Spain, with 48 offices, 20 agencies and 1.462 employees. Cetelem is issuer of Carta Aurora, Visa and Mastercard. It has more than 3.800.000 clients.
For further information: <Cetelem: your bank expert in credit
Other entities belonging to Cetelem Group in Spain are:
Effico: A company specializing in the purchase and management of unpaid total exposure. Its activity is centered on the treatment of customers in arrears, offering the speedy debt recovery solutions that many companies and banks expect.
For further information: www.effico.com
Cetelem is one of the Spanish leaders in consumer credit offering. It was founded in 1988 and acquired the status of a bank in 1995. Now the Bank is present throughout Spain, with 48 offices, 20 agencies and 1.462 employees. Cetelem is issuer of Carta Aurora, Visa and Mastercard. It has more than 3.800.000 clients.
For further information: <Cetelem: your bank expert in credit
Other entities belonging to Cetelem Group in Spain are:
Effico: A company specializing in the purchase and management of unpaid total exposure. Its activity is centered on the treatment of customers in arrears, offering the speedy debt recovery solutions that many companies and banks expect.
For further information: www.effico.com
Vehicle Management Services
Arval
Arval was created in Spain in 1997. Based on strong principles such as security and reliability, Arval has become one of the most relevant companies in the long term leasing and fleet management market. As an international role model in providing flexible solutions for vehicles' mobility, Arval has the following credentials in Spain:
- 270 employees.
- 6.000 clients.
- 4 sales subsidiaries: Madrid, Barcelona, San Sebastian and Valencia.
- 48.000 vehicles managed.
Thanks to its high chameleon-like flexibility, Arval Spain offers tailor-made consultancy to large, medium and small-sized companies, international groups, public boards and self-employed people aiming to improve market competitiveness.
For further information: www.arval.es
Arval was created in Spain in 1997. Based on strong principles such as security and reliability, Arval has become one of the most relevant companies in the long term leasing and fleet management market. As an international role model in providing flexible solutions for vehicles' mobility, Arval has the following credentials in Spain:
- 270 employees.
- 6.000 clients.
- 4 sales subsidiaries: Madrid, Barcelona, San Sebastian and Valencia.
- 48.000 vehicles managed.
Thanks to its high chameleon-like flexibility, Arval Spain offers tailor-made consultancy to large, medium and small-sized companies, international groups, public boards and self-employed people aiming to improve market competitiveness.
For further information: www.arval.es
Financial and Operating Leases
BNP Paribas Lease Group
BNP Paribas Lease Group is present in Spain since 1989 and is specializing in long term capital goods financing. BNP Paribas Lease Group offers a wide range of financing programs for professionals and corporate clients. The products offered are loans, leasing, operating lease and floor plan: short, medium and long term renting solutions created to make easy sales and investments.
BNP Paribas Lease Group serves more than 15,500 clients in Spain through 2 offices and 1.200 selling points.
For further information: www.bnpparibas-leasegroup.es
BNP Paribas Lease Group is present in Spain since 1989 and is specializing in long term capital goods financing. BNP Paribas Lease Group offers a wide range of financing programs for professionals and corporate clients. The products offered are loans, leasing, operating lease and floor plan: short, medium and long term renting solutions created to make easy sales and investments.
BNP Paribas Lease Group serves more than 15,500 clients in Spain through 2 offices and 1.200 selling points.
For further information: www.bnpparibas-leasegroup.es