Operational Permanent Control (OPC) Analyst

BNP Paribas Group is the top bank in the European Union and a major international banking establishment. It has close to 185,000 employees in 65 countries. In Spain we are more than 5,100 employees within 13 business lines.

CIB

BNP Paribas Corporate & Institutional Banking provides large companies, multinationals and financial institutions with various solutions in the areas of advisory, financing, transactional banking, capital markets, settlement, clearing and custody of securities, asset and fund management services and solutions for corporate issuers. It has 620 professionals in Spain with offices in Madrid, Barcelona, Bilbao and Coruña. The entity has a network present in 56 countries.

Core Responsibilities: 

1.       Identification and assessment of risks and controls (Risk and Control Self – Assessment) 
 
 ·         Ensure the effective implementation and maintenance of the RCSA framework within is/her 1st LOD control perimeter at the appropriate level. 

·         Perform/drive the risk identification and assessment in liaison with central teams and independent control Functions when needed.

·         Contribute to the definition and follow-up of remediation plan if needed.

2.       Procedures

·         Ensure that Group procedures requirements are implemented locally, complemented with local specificities (regulations, tools organization…)

·         Ensure that the procedures designed by the businesses and functions are identified, updated, properly stored and communicated to the relevant stakeholders locally.

·         Act as “Procedure Correspondent” in the terms defined in the Group procedures.
 
3. Controls and actions plan

·         Define and regularly update the country’s control plan according to the Group control plans, to the outcome of the risk assessment, regulations, other risk events (HI, control results, external events, Audit missions…). 

·         Perform and/or coordinate controls according to this control plan. 

·         Input in Group or CIB tools the control results and major action plans.

·         Follow-up the implementation of remediation actions.

 4.       Findings, recommendations and permanent control actions follow-up.

 5.       Management of historical incidents (including near-misses) and monitoring action plans to remediate the root-causes.

 6.       Awareness, training and advisory.

  BENEFITS

• Training programs, career plans and internal mobility opportunities, national and international thanks to our presence in different countries.

• Diversity and Inclusion Committee that ensures an inclusive work environment. In recent years, several employee communities have been created to organize diversity and inclusion awareness actions (PRIDE, We Generations and MixCity).

• Corporate volunteering program (1 Million Hours 2 Help) in which employees can dedicate time out of their working hours to volunteer activities.

• Flexible compensation plan.

• Hybrid telecommuting model (50%).

• 32 vacation days.

Diversity and inclusion commitment

BNP Paribas Group in Spain is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients. 

• Accurate and timely cash flow analysis and forecasting 
•  Maximizing returns from cash balances 
• Minimizing financing and borrowing costs 
• Efficient banking arrangements 
• Efficient accounts processing arrangements 
• Effective control of payments and disbursements. 
• Establish Cash Management strategies 

• Preparing cash forecasts to help determine how much cash will be needed to cover upcoming expenses (forecasting and budgeting).
• Monitoring of the forecasted cash positions against the actual settlement in all of the nostro bank accounts (thus ensuring that the organization has enough liquidity to fulfill its financial obligations). 
• Maintaining an inventory of cash at all times in order to have ready access to funds when needed 
• Preparing reports on cash balances and other financial activities for management review 

• Maintain appropriate files, reports, documentation and data 
• Supervision and follow-up on open items in banks and transit account reconciliations 
• Contribute to financial audits. 
• Perform periodic financial analysis to detect and resolve problems. 
• Assisting in the preparation of budgets. 

•  University Degree in Business Administration or Economy. 

• • Previous experience in accounting or treasury departments is valuable.

• Fluent English is mandatory.  

• Operational French is valuable

• Ability to set up relevant performance indicators (Mastering)

• Ability to understand, explain and support change (Mastering)

• Ability to collaborate/Teamwork (Mastering)

•  Decision Making  (Mastering)

The main missions are related to the following processes:

●    Accounts Payable

–    Processing invoices from Suppliers

–    Prepare Payments proposals 

–    Control and monitor Payment terms and outstanding invoices.

●    Accounts Receivables

–    Issuing Invoices to Clients/ Partners

–    Control and monitor Settlements and outstanding invoices.

●    General Ledger

–    Manage all Accounting transactions in the General Ledger ensuring financial records are kept up to date with the latest transactions.

–    Reconciling daily, monthly and yearly transactions.

–    Publish financial statements in time.

–    Handle monthly, quarterly and annual closings

●    Controls

–    Perform periodic financial analysis to detect and resolve problems.

–    Comply with financial policies and regulations

●    Contribute to financial audits.

●    Contribute to transversal projects impacting main Finance processes.

●    Fluent English

●    Operational German is valuable.

●    Operational Portuguese is valuable.

●    Operational French is valuable.

●    Master in MS Office (Excell, Powerpoint, etc)

●    Master in Google Environment (Google sheets, Slides, etc)

●    Master in Organizational Skills

●    Master in Analysis. 

We are seeking a highly motivated and organized individual to join our Iberia Coverage team as an Analyst Support. The successful candidate will provide critical support to senior bankers and the coverage team, focusing on client due diligence, Know Your Customer (KYC) and onboarding, as well as commercial support to the Coverage team. This is an excellent opportunity to develop your skills and knowledge in the banking industry, working with a leading international bank.

Key Responsibilities:

• Provide analytical support to senior bankers and the coverage team, assisting in the client’s due diligence, KYC, AML, and onboarding processes. 
• Ensuring compliance with regulatory requirements and internal policies. 
• Take lead on KYC new onboarding and KYC refresh processes, initiating, preparing, and following up on all necessary steps
• Understand client needs and underlying business opportunities, working hand-in-hand with the KYC team to ensure a seamless onboarding process
• Collaborate with internal stakeholders, such as Risk, Compliance, and Operations, to ensure seamless onboarding. 
• Maintain accurate and up-to-date records of onbardings and refresh. 
• Develop and maintain a strong understanding of the Iberia market, including industry trends, competitor activity, and regulatory developments
• Conduct client analysis and identify potential risks, coordinating efforts with all teams involved to mitigate these risks
• Develop a good understanding of main regulatory frameworks, including AML, KYC, and other relevant regulations
• Perform documentation gap analysis, identifying and addressing any gaps or issues that may impact the onboarding process
• Get familiarized with BNPP internal onboarding tools and processes, ensuring an end-to-end seamless onboarding process
• Ability to find alternative solutions to complex problems, thinking outside the box to ensure client needs are met
• Face clients pre and post onboarding, providing excellent customer service and ensuring a positive client experience
• Maintain a clean pipeline of onboarding, identifying priorities and managing multiple tasks and deadlines
• Multitasking and prioritization skills are essential, as you will be working on multiple onboarding processes simultaneously

Requirements:

• Bachelor’s degree in business administration, Finance, Economics, or a related field
• 1-2 years of experience in a similar role, preferably in the banking or financial services industry
• Strong analytical and problem-solving skills, with attention to detail and ability to work accurately in a fast-paced environment
• Excellent communication and interpersonal skills, with the ability to build strong relationships with internal stakeholders and external clients
• Proficiency in Microsoft Office, particularly Excel, Word, and PowerPoint
• Fluency in English and Spanish (written and spoken)
• Strong organizational and time management skills, with the ability to prioritize tasks and meet deadlines
• Ability to work in a team environment and collaborate with colleagues to achieve common goals

Nice to Have:

• Experience with client due diligence, KYC and onboarding processes
• Knowledge of regulatory requirements and internal policies related to AML, KYC, and client onboarding
• Certification in a related field, such as anti-money laundering (AML) or know your customer (KYC)

Diversity and Inclusion Commitment 

BNP Paribas Group in Spain is an equal opportunity employer, proud to provide equal employment opportunities to all job seekers. We are committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marital or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex, or sexual orientation. Equity and diversity are at the core of our recruitment policy, as we believe they foster creativity and efficiency, increasing performance and productivity. We strive to reflect the society in which we live, while keeping in line with the image of our clients. 

Multinational Corporate Coverage VP

 BNP Paribas Group is the top bank in the European Union and a major international banking establishment. It has close to 185,000 employees in 65 countries. In Spain we are more than 5,100 employees within 13 business lines.

CIB

BNP Paribas Corporate & Institutional Banking provides large companies, multinationals and financial institutions with various solutions in the areas of advisory, financing, transactional banking, capital markets, settlement, clearing and custody of securities, asset and fund management services and solutions for corporate issuers. It has 620 professionals in Spain with offices in Madrid, Barcelona, Bilbao and Coruña. The entity has a network present in 56 countries.

The VP is a member of the Coverage Team and reports to the Head of Corporate Coverage Iberia.

He/she works closely with the Managing Directors to manage and develop the global relationships.

Key resposibilities

1.      Client Relationship Multinational Coverage

–      Maintain and develop client relationships

–      In coordination with the Pilot RM abroad and the local Business Lines, originate Corporate Coverage products according to the clients’ needs and thus increase revenues and cross sell for his/her clients.

–      Take full ownership and leadership on selected clients.

2.      Origination / Commercial Coordination

–      Secure the overall increase of revenues, monitor and improve profitability of his/her portfolio.

–      Manage and expand Bank’s footprint on flow banking business (Cash Management, Trade Services, Global Market, Security Services and other transaction banking business).

–      Generally, manage the origination and execution of transactions.

–      Manage the origination efforts related to non-CIB products and services.

–      Support Managing Directors in the origination and execution event driven mandates (M&A, ECM…) when required.

–      Ensure that the central data collection tool bases are appropriately updated (call reports, status of opportunities and deal pipeline management among others)

3.      Risk Management

3.1.           Credit risk: 

–      Provide necessary contribution to credit annual reviews / credit requests on his/her portfolio.

–      When relevant, validate credit annual reviews / credit requests and present the request to the Credit Committees

–      Actively monitors the credit risk on his/her portfolio (anticipation of risk deterioration, quality of analysis and accuracy of information). 

3.2.           Resource management: 

–      As per guidance from the Managing Director, ensure consistent allocation of financial resources (Capital and Liquidity) on a client basis, globally and between products, in view of the optimisation of Client RWA, RAROC, CEVA and any other relevant indicators. 

3.3.           Compliance & CSR: 

–      When required, provide his /her support to the Managing Director for clearing Compliance hits for clients in his/her portfolio.

–      Promptly react to any significant change in the situation of the customer.

–      Ensure consistent and comprehensive enforcement of BNP Paribas CSR & Compliance policies and procedures (especially KYC and AML/Sanctions) and regulatory requirements, in particular with regards to the KYC responsibilities and duties, as per relevant policies and procedures. 

3.4.           Conduct 

–      Ensure that the business carried out with his/her dedicated clients is appropriate, understandable and suitable.

–      Act in a product-neutral manner in the best interest of the clients and of the BNP Paribas Group globally.

–      Respect the BNP Paribas Code of Conduct in all listed key responsibilities.

4.      Participation to set up

–      Support and actively participate in building up and maintaining the network with other Coverage team members/ Product Partners / Regions by sharing ideas and past experiences (transversal and cross-fertilization interactions notably through Entry Point assignment) to encourage cross-selling, deal replicability and best practice sharing. 

–      Take an active role in transformation initiatives and their sustainability. 

Skills / Knowledge / Competencies

–      Team spirit, collaborative and inclusive approach

–      Impact, client relationship and commercial skills 

–      Coordination and communication skills

–      Time management, prioritisation and delegation

–      Conduct, Compliance and Risk awareness, credit and resource management

 Digital mindset in terms of open innovation management and client solution platform

BENEFITS

• Training programs, career plans and internal mobility opportunities, national and international thanks to our presence in different countries.

• Diversity and Inclusion Committee that ensures an inclusive work environment. In recent years, several employee communities have been created to organize diversity and inclusion awareness actions (PRIDE, We Generations and MixCity).

• Corporate volunteering program (1 Million Hours 2 Help) in which employees can dedicate time out of their working hours to volunteer activities.

• Flexible compensation plan.

• Hybrid telecommuting model (50%).

• 32 vacation days.

Diversity and inclusion commitment

BNP Paribas Group in Spain is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients. 

GRUPO BNP PARIBAS

Apoyo al equipo encargado del alta y mantenimiento de los datos estáticos (inversores, vehículos de inversión, entidades participadas/ subyacentes, instrumentos de inversión…) en los sistemas del equipo de Capital Privado así como de la generación de los reportes fiscales y regulatorios a los que están sometidas la tipología de entidades que administra el equipo de Capital Privado (entidades de inversión colectiva de tipo cerrado)

  Grado en Administración y dirección de empresas o economía

            Formación en finanzas, contabilidad y/o fiscalidad

Se valorará el hecho de tener experiencia en la administración de entidades de inversión colectiva preferiblemente de tipo cerrado

Experiencia previa en reporting regulatorio (CNMV, BdE) así como fiscal (AEAT)

Español

Inglés Avanzado

Conocimientos financieros, contables y fiscales

Conocimientos del funcionamiento de los vehículos de inversión colectiva de tipo cerrado o en su defecto de los tradicionales

Conocimientos en materia de reporting regulatorio y fiscal

Capacidad analítica

Mejora de procesos

Capacidad de adaptación

GRUPO BNP PARIBAS

El/la becario/a se incorporará al equipo de Risk Reporting & BI, que es responsable del diseño, desarrollo y mantenimiento de los informes de Riesgo utilizados tanto a nivel local como para el reporting a central.
Durante la beca, participará principalmente en desarrollos y mantenimiento de informes en Power BI, así como en tareas de apoyo relacionadas con la explotación de datos del Data Mart de Riesgo, dentro de un entorno corporativo regulado y con altos estándares de calidad del dato.

• Ingeniería (Informática, Industrial, Matemáticas, Telecomunicaciones, etc.)
• Estadística, Matemáticas, Data Science
• Economía, ADE o similares, con fuerte orientación analítica.

• Conocimientos en Power BI.
• Conocimientos en SQL.
• Conocimientos básicos de modelos de datos relacionales y dimensionales (hechos y dimensiones).

Únete a BNP Paribas PF España, certificada por ChooseMyCompany con el sello de calidad HappyIndex Trainee. Este sello nos califica como una compañía atractiva para los estudiantes, gracias al feedback de nuestros propios becarios.

GROUP BNP PARIBAS
BNP Paribas Group is the top bank in the European Union and a major international banking establishment. It has close to 185,000 employees in 65 countries. In Spain we are more than 5,100 employees within 13 business lines.
 
Trade Finance HUB
The Trade Finance Service Centre, with more than 100 HC, is a large and critical area within Operations covering Traditional Trade products (bank guarantees and documentary products) and servicing the main European countries: Austria, Germany, Netherland, Spain and UK.

Main responsibilities

Detailed responsibilities:

REQUIREMENTS

Training and occupational experience:

Organizational and Analytical skills

 BENEFITS
 
 • Training programs, career plans and internal mobility opportunities, national and international thanks to our presence in different countries.
 • Diversity and Inclusion Committee that ensures an inclusive work environment. In recent years, several employee communities have been created to organize diversity and inclusion awareness actions (PRIDE, We Generations and MixCity).
 • Corporate volunteering program (1 Million Hours 2 Help) in which employees can dedicate time out of their working hours to volunteer activities.
 • Flexible compensation plan. 
 • Hybrid telecommuting model (50%).
 • 32 vacation days.
 
Diversity and inclusion commitment
BNP Paribas Group in Spain is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.