ABOUT THE JOB

The Stress Testing Data Analytics (STDA) team belongs to the Produce Pillar of MS4U department. The MS4U department focuses on several key missions: developing models (pillar 1 and pillar 2), conducting backtestings and simulation activities, producing regulatory stress testing exercises (EBA, ECB), supporting ICAAP and budget exercises, generating IFRS9 ECL reports, preparing regulatory reporting (including climate risk, NPL, benchmarking RWA/IFRS9), and performing local stress tests.

The STDA team consists of data engineers and project managers working within the scope of credit risk and securitization. STDA collects, analyzes, reconciles, and builds databases to ensure the success of these exercises.

The team works in a Big Data environment. Dataiku V14 streamlines collaborative development (in SQL, Pyspark) by allowing multiple team members to design, test, and deploy data workflows, while Power BI enables sharing actionable insights across departments.

The team works in partnership with the IT department on the platform. They support the team on a daily-basis and help with back-end big data engineering support and maintenance.

In this role, you will join the team dedicated to credit risk. Your primary responsibility will be to handle big data, perform data quality assessments, analyze risk parameters across multiple dimensions, report relevant insights based on data analysis and prepare the databases used for the projection of credit risk parameters.

YOUR MAIN ACTIVITIES ARE

• Perform data collection and build/maintain reliable data transformation pipelines
• Work on data ingestion, data quality, data preparation, data cleaning and data analysis
• Automate, optimize and document the data preparation processes
• Develop dynamic Dashboards to report on the most relevant and frequent business topics
• Work closely with data providers and clients to get technical and business requirements 
• Specific contributions to regulatory and internal stress testing exercises

PROFILE AND SKILLS TO SUCCESS

• Strong academic background, with a master’s degree
• Relevant experience in data related roles including analysis, engineering, visualization
• Technical Skills:
  • Significant experience in data exploration and data preparation
  • Proven record in SQL
  • Experience with Python programming language is a must
• Knowledge of Risk Management principles is a plus
• Strong interest in data management and functional content of the stress test data
• Ability to work with tight deadlines and multidisciplinary teams
• Be a team player
• Good organization to follow-up multiple topics
• Reliability and sense of precision
• Good communication skills, both written and verbal
• Languages: English

ABOUT THE TEAM

The team named MS4U, for Models & Simulations for You; which is a cross-functional platform, designed to provide integrated, end-to-end modelling and simulations capability. It unites RISK M&R (Models & Regulatory), STFS (Stress Testing & Financial Simulations), quant teams from RISK CPBS, RISK ESG (modelling), and other modelling competence centres, creating a shared, coherent, Group-wide modelling ecosystem.

By joining MS4U team, you will be part of a dynamic, talented and expert team with an international reach. 

WHY JOINING BNP PARIBAS?

Leading banking institution

BNP Paribas is a leader in the Eurozone, and a prominent international banking institution with strong roots in Europe’s banking history. It has a presence in 65 countries, with around 190 000 Employees – including more than 145 000 in Europe.

International reach

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions:

• Retail banking, a division that brings together all the Group’s retail activities and specialized business lines;
• Investment & protection services that include specialized businesses offering a wide range of savings, investment and protection services;
• Corporate & institutional banking division offers tailored financial solutions for corporate and institutional clients.

Diversity and Inclusion commitment

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect on the society we live in, while keeping with the image of our clients.

Commitment towards work/life balance

At BNP Paribas we care about our employees’ well-being and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to being disconnected from work to recharge both physically and mentally. Only through this balance may we all be at our best while working.

Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices.

BNP PARIBAS IN A FEW WORDS

BNP Paribas is the leading bank in the European Union. BNP Paribas has a presence in 60+ countries, with close to 190,000 employees.

The Group supports all its customers – individuals, associations, entrepreneurs, (Medium and Large Corporates), institutions and Sovereigns – in the success of their projects through its financing, investment, savings and protection solutions.

BNP Paribas holds key positions in its three operating divisions:

• Commercial, Personal Banking & Services division brings together all of the Group’s retail activities and specialized business lines
• Investment & Protection Services includes specialized businesses offering a wide range of savings, investment and protection services
• Corporate & Institutional Banking division offers tailored financial solutions for corporate and institutional clients

Our diversified and integrated model fosters close collaboration between our businesses that work towards a shared goal: to be at the service of our clients and the world we live in.

WHY SHOULD YOU CHOOSE BNP PARIBAS FOR THE NEXT STEP IN YOUR CAREER?

Because you want…

• Interesting assignments / New professional challenges. Careers at BNP Paribas are constantly evolving. That’s why we help you develop new skills through lifelong learning, regardless of your career so far.
• To join a solid Group with ambition. The BNP Paribas Group has an enviable reputation for stability and the excellence of our businesses. But for us, the future is about more than just performance; it’s about shared commitments.
• An attractive salary and benefits. We make sure that we pay you the fairest salary possible. But it’s not just the salary that counts :you’ll also enjoy many employee benefits and a healthy work-life balance.

YOUR TEAM

Your team belongs to BNP Paribas RISK Division (5 500+ employees in 50+ countries), recognized for its excellence among its peers. RISK is an integrated and independent function, it covers all the risks of the Bank (credit, market, liquidity, operational, ESG risks). RISK is part of the control functions but is also a partner for Business Lines and helps them sustainably growing.

Inside RISK, MS4U (Model & Simulation for you) is a cross-functional team (400+ teammates), located in 10 countries and designed to provide integrated, end-to-end modelling and simulations capability. MS4U is the backbone of the Group’s future RISK modelling ecosystem. It strengthens our capacity to manage growing complexity, anticipate emerging risks, meet increasing regulatory expectations, and provide RISK, the Businesses and Finance & Strategy with the critical insights needed to make informed decisions. MS4U is structured around five pillars: Produce, Advise, Steer, Model , Remind (Research, Memory and Intelligence of Data).

The Advise Pillar (15+ teammates) ensures Regulatory watch (Regulation anticipation, analysis and advocacy), supports the Top Management when designing modelling strategies and provides quantitative insights to be embedded in decision-making.

Advise – Model portfolio analysis and Strategy  (‘MOMA’) in particular:

• analyses the cost-benefit equilibrium of IRBA approaches use. This analysis is supported by a regular IRBA model inventory, augmented by the most meaningful/innovative indicators, including simulations.
• constructs mid-term model-related trajectory of capital requirements, monitors the impacts for all entities of the Bank and ensures consistence in visions with Finance and Strategy Function
• when necessary, MOMA designs and maintains its own simulation tools.
• also incubates or directly coordinates strategic programs to convert Regulation changes/challenges in transformation opportunities. For example, lately, MOMA has designed  very large/transversal transformation programmes to prepare the Bank to CRR3 (“Basel 4”) or align the model portfolio to Regulatory Guidelines (“IRB Repair”) and even more recently, the PROUD Programme that supports a strategic decision which is the regulatory approach (Internal Rating Based Approaches -‘IRBA’ vs Standardized Approaches) (see below). The first two programmes are pluriannual and mobilize 100+ people in different divisions
• ensures that new models are swiftly implemented and inserted in credit risk processes

Integrating Advise – Model portfolio analysis and Strategy  (‘MOMA’) gives you a lot of visibility and responsibilities.

YOUR MISSIONS 

You will join the PPU Roll‑Out Decision team, a strategic workforce at the heart of BNPP’s credit risk framework. The team plays a key role in shaping regulatory approach decisions across the credit risk perimeter, ensuring the right balance between internal models and standardized approaches in a constantly evolving regulatory environment.

Your mission is to structure, steer, and industrialize regulatory approach decision‑making, with a direct impact on capital requirements, modelling strategy, and the Bank’s long‑term roadmap.

More specifically, you will:

• Design and formalize a robust and transparent framework for regulatory approach selection (internal models vs. standardized approach)
• Translate key CRR concepts, such as Exposure Type, into operational decision drivers supporting regulatory justification
• Industrialize regulatory approach management within BNPP IT systems to enhance data quality, reduce operational risk, and strengthen governance

You will work in close collaboration with Finance, Risk, and Capital Management teams, and actively contribute to strategic discussions with CFOs and CROs. Through this transversal role, you will benefit from top‑level visibility and contribute to decisions shaping the 5‑year modelling roadmap of the Group.

YOUR KEY RESPONSIBILITIES

On a day‑to‑day basis, you will:

• Produce and maintain the Bank’s credit risk cartography, mapping exposures to their regulatory approaches
  • Analyze credit risk databases
  • Deliver and explain the PPU Roll‑Out Matrix, a cornerstone of regulatory approach monitoring
• Ensure the robustness of this Matrix
  • Perform controls and consistency checks
  • Analyze and explain changes in regulatory approach, EAD, and RWA
  • Interact with Business Lines
• Support the annual credit risk portfolio review
  • Actively contribute to the yearly regulatory approach assignment process
  • Engage with Business Line CFOs and CROs to support informed decision‑making
• Contribute to the definition of the 5‑year modelling strategy, working with all relevant stakeholders across Risk, Finance, IT, and Governance
• Drive continuous improvement initiatives
  • Support industrialization and automation projects
  • Participate in remediation actions and process enhancements
  • Identify and address operational and data quality improvement needs
• Interact with other MS4U Pilars

This position offers a unique combination of strategic influence, transversal exposure, and technical depth. You will sit at the crossroads of regulation, modelling strategy, capital management, and IT transformation, playing a key role in how BNPP manages credit risk and regulatory capital over the long term.

EXPERTISE AND SKILLS

Business skills:

1. Data Processing – with Excel/SAS/Python (Expert)
2. Data Visualization – with Excel/Python/R/Power BI/Tableau (Expert)
3. Credit risk modelling (Proficient)
4. Capital Requirement related Regulatory environment (Proficient)
5. Relationship management with Supervisors (Proficient)

Transversal skills:

1. Ability to create relevant indicators and to inspire others & generate people’s commitment (Proficient)
2. Analytical Ability (Proficient)
3. Ability to manage/facilitate a meeting, committee … (Proficient)
4. Ability to explain technical topics in simple terms (Proficient)
5. Ability to develop and adapt a process (Proficient)

Behavioral skills:

1. Ability to collaborate/Teamwork
2. Communication Skills – Oral & Written
3. Adaptability/Autonomy
4. Attention to Detail/Rigour
5. Curious

PROFILE

Graduated from at least a master’s degree with a specialization in finance, risk, data science, statistics or economics

ABOUT THE JOB

 The Stress Testing Data Analytics (STDA) team belongs to the Produce Pillar of MS4U department. The MS4U department focuses on several key missions: developing models (pillar 1 and pillar 2), conducting backtestings and simulation activities, producing regulatory stress testing exercises (EBA, ECB), supporting ICAAP and budget exercises, generating IFRS9 ECL reports, preparing regulatory reporting (including climate risk, NPL, benchmarking RWA/IFRS9), and performing local stress tests.

The STDA team consists of data engineers and project managers working within the scope of credit risk and securitization. STDA collects, analyzes, reconciles, and builds databases to ensure the success of these exercises.

 The team works in a Big Data environment. Dataiku V14 streamlines collaborative development (in SQL, Pyspark) by allowing multiple team members to design, test, and deploy data workflows, while Power BI enables sharing actionable insights across departments.

 The team works in partnership with the IT department on the platform. They support the team on a daily-basis and help with back-end big data engineering support and maintenance.

 In this role, you will join the team dedicated to credit risk. Your primary responsibility will be to handle big data, perform data quality assessments, analyze risk parameters across multiple dimensions, report relevant insights based on data analysis and prepare the databases used for the projection of credit risk parameters.

 YOUR MAIN ACTIVITIES ARE

 * Perform data collection and build/maintain reliable data transformation pipelines
 * Work on data ingestion, data quality, data preparation, data cleaning and data analysis
 * Automate, optimize and document the data preparation processes
 * Develop dynamic Dashboards to report on the most relevant and frequent business topics
 * Work closely with data providers and clients to get technical and business requirements 
 * Specific contributions to regulatory and internal stress testing exercises

 PROFILE AND SKILLS TO SUCCESS

 * Strong academic background, with a master’s degree
 * Relevant experience in data related roles including analysis, engineering, visualization

 * Technical Skills:
 * Significant experience in data exploration and data preparation
 * Proven record in SQL
 * Experience with Python programming language is a must

 * Knowledge of Risk Management principles is a plus
 * Strong interest in data management and functional content of the stress test data
* Ability to work with tight deadlines and multidisciplinary teams
 * Be a team player
 * Good organization to follow-up multiple topics
 * Reliability and sense of precision
 * Good communication skills, both written and verbal
 * Languages: English

 ABOUT THE TEAM

The team named MS4U, for Models & Simulations for You; which is a cross-functional platform, designed to provide integrated, end-to-end modelling and simulations capability. It unites RISK M&R (Models & Regulatory), STFS (Stress Testing & Financial Simulations), quant teams from RISK CPBS, RISK ESG (modelling), and other modelling competence centres, creating a shared, coherent, Group-wide modelling ecosystem.

 By joining MS4U team, you will be part of a dynamic, talented and expert team with an international reach. 

 WHY JOINING BNP PARIBAS?

 Leading banking institution

 BNP Paribas is a leader in the Eurozone, and a prominent international banking institution with strong roots in Europe’s banking history. It has a presence in 65 countries, with around 190 000 Employees – including more than 145 000 in Europe.

 International reach

 Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions:
 * Retail banking, a division that brings together all the Group’s retail activities and specialized business lines;
 * Investment & protection services that include specialized businesses offering a wide range of savings, investment and protection services;
 * Corporate & institutional banking division offers tailored financial solutions for corporate and institutional clients.

 Diversity and Inclusion commitment

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect on the society we live in, while keeping with the image of our clients.

 Commitment towards work/life balance

 At BNP Paribas we care about our employees’ well-being and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to being disconnected from work to recharge both physically and mentally. Only through this balance may we all be at our best while working.

 Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices….Less

GROUP BNP PARIBAS

BNP Paribas Group is the top bank in the European Union and a major international banking establishment. It has close to 185,000 employees in 65 countries. In Spain we are more than 5,100 employees within 13 business lines.

Infinity Finance HUB

BNP Paribas EMEA Finance employs 500 employees, of which more than 325 are based in Madrid. We manage more than 250 BNP Paribas entities from all over Europe, covering +60% of Group’s balance sheet and all group’s banking activities (Corporate & Investment Banking, Retail Banking, Personal Finance and other financial services activities…).

Our mission is to measure, control and explain all the financial indicators required to monitor accounting, tax, regulatory, liquidity, credit risk reporting and management result activities.

ABOUT THE JOB

MISSION

The main objective of the Head Office Reporting P&L team is to ensure the submission of the Group reporting Profit and Loss (P&L) statements as well the review and the accuracy of the accounting figures.

The team is also the owner analytical process, being the SPOC of all P&L Reporting requirements. Additionally, the team will oversee, identify, and implement initiatives in regards the improvement of ALMT Management Accounting processes.

RESPONSIBILITIES

Management Accounting & Control Functions.

He/she will be in charge of the following finance functions:

• Ensure the golden rule: the reconciliation between financial and management accounting figures, in compliance with Group and CIB Finance standards.
• Transform the accounting data into management accounting (cost allocation by Business Line) following the MARP (Management Accounting Rules and Principles).
• Produce the head office P&L reporting at business line for the EMEA countries under responsibility.
• Elaborate reliable and quality Performance Management reports for the management of the region. Detect needs of information and reporting for the business
• Design and implement new reports for the local business management.
• Implement a highly automated process for the elaboration of analytical expenses.
• Increase the accuracy of the process thanks to new controls and strict supervision. Be responsible of the right application of these controls. Provide evidences of the outputs of these controls.
• Bring support to the local finance, local heads of the business lines in the analysis of the P&L and KPI’s (Key Performance Indicators), being able to really explain what is happening in the countries in scope.
• Improve the quality of the management accounting figures of each country, ensuring the follow up and performance of the actions established to improve the quality of the data.
• Prepare budget and Forecast process, assuring the consistency of the figures and correct compliance with the instructions sent by central teams.

REQUIREMENTS

Estudies

• Accounting/Business degree or equivalent

Experience

• Minimum 4-5 years of financial and/or management accounting experience, preferably within Financial Services Industries

Languages

• English speaking is mandatory.

SKILLS

Technical

• Communication skills, both written and verbal
• Proactive and team player, able to work independently and collaboratively with various teams in a deadline-focused environment. 
• Flexible
• Motivation

Transversal & Behavioral

• Excellent Excel skills
• Power Point skills
• Working knowledge and understanding of generally accepted accounting principles, in IFRS and French GAAP (an asset).ü  Strong analytical mindset with critical thinking.
• Organizational, and problem-solving skills.

BENEFITS

• Training programs, career plans and internal mobility opportunities, national and international thanks to our presence in different countries.
• Diversity and Inclusion Committee that ensures an inclusive work environment. In recent years, several employee communities have been created to organize diversity and inclusion awareness actions (PRIDE, We Generations and MixCity).
• Corporate volunteering program (1 Million Hours 2 Help) in which employees can dedicate time out of their working hours to volunteer activities.
• Flexible compensation plan. 
• Hybrid telecommuting model (50%).
• 32 vacation days.

Diversity and inclusion commitment
BNP Paribas Group in Spain is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

Guarantees Officer – Trade Finance Service Centre (BNP Paribas)

Do you thrive on delivering guarantee solutions to CIB clients?
Are you ready to ensure compliance while supporting international trade?
Will you join a team that values development, diversity and flexibility?

WHO WE ARE
We are the Trade Finance Service Centre, a critical Operations hub of 100 + professionals. We serve Austria, Germany, the Netherlands, Spain and the UK with traditional trade products such as bank guarantees and documentary credits.

MISSION
As a Guarantees Officer, you will ensure CIB client needs are met and exceeded while safeguarding the bank’s risk and compliance standards. You will support both International and Domestic Guarantees, help front‑office teams book deals, and contribute to smooth guarantee expiries.

WHAT YOU’LL DO

• Process guarantees issued for clients, branches and correspondents, reviewing and validating wordings.
• Manage guarantee expiries, coordinating releases with branches, correspondents and clients.
• Verify that all required approvals (Credit Risk, Compliance, Legal) are in place before execution.
• Support the Front Office on technical aspects and assist the Invoicing & Fees officer as needed.
• Communicate clearly with internal and external stakeholders, providing timely updates.

WHAT YOU’LL BRING

• Proven knowledge of guarantees products and regulations (URDG, ISP, UCP).
• Strong grasp of general and guarantee‑specific accounting rules.
• Proficiency in Word, Excel and SWIFT.
• English C1 and German C1 (mandatory).
• Analytical mindset, risk‑management awareness, and autonomous work style.
• Excellent written and oral communication, teamwork and prioritisation skills.

OUR PERKS

• Training programs, career plans and internal mobility (national & international).
• Diversity and Inclusion Committee plus employee communities (PRIDE, We Generations, MixCity).
• Corporate volunteering “1 Million Hours 2 Help”.
• Flexible compensation plan.
• Hybrid telecommuting model (50 %).
• 32 vacation days.

Learn more about our commitment to Diversity, equality and inclusion BNP Paribas.

ABOUT BNP PARIBAS
We are BNP Paribas, a European banking leader with a presence in 64 countries and over 178 000 employees. Our integrated model supports corporate and institutional clients worldwide, and our Trade Finance Service Centre reinforces this mission by providing reliable guarantee solutions across key European markets.

APPLY NOW!
If you are ready to drive excellence in guarantees and grow within a dynamic, inclusive environment, submit your application today.

Explore more opportunities at BNP Paribas Careers.

BNP Paribas is a leading European bank in terms of Cash management activity.

Cash Management Servicing represents a key business of CIB involving different poles of BNPP and relying on several teams all along the value chain. This is an activity acting for corporate clients in respect to their cash management services and products.  

CIB Cash management’s objective is to be first in terms of quality of service, keeping the client at the heart of our activity and ensuring customers’ satisfaction.

To support this transformation in a dynamic environment, we are looking for a Junior Account Manager to join the pan‑European team, providing day‑to‑day support to senior Account Managers and contributing to the delivery of high‑quality service to our Iberian client base.

Mission – Temporary contract

Act as a supportive point of contact for BNPP’s complex Centralised Iberian clients, assist in delivering high‑quality service, and help ensure client satisfaction while developing a solid understanding of cash‑management solutions.

Objectives

–          Contribute to the highest possible level of client satisfaction through timely, accurate support.

–          Uphold BNP Paribas’ standards of excellence in Cash‑Management Servicing.

–          Build expertise in cash‑management products and processes under the guidance of senior colleagues.

Responsibilities

Customer‑experience driven servicing

• Offer a positive experience to the client
• Assist in the promotion of the “Self‑care” digital tools, guiding clients through basic functionalities.
• Provide a courteous, solution‑focused first contact.

Client‑satisfaction monitoring

·         Be the internal single point of contact (for any BNP Cash Management stakeholder acting on the client)

·         Organize and participate in client meetings on Cash Management related topics

Post-implementation projects for e-banking products:

·         Completion of all legal documents

·         Ensure billing has been adequately set up

·         Manage all testing requirements as part of the implementation process and co-ordinate internal resources

Knowledge and functional / technical expertise

• Familiarity with Cash‑Management applications and basic navigation of BNPP platforms.
• Understanding of common payment file formats (ISO 20022 – pain, camt; SWIFT – MT101, MT940/942).
• Basic knowledge of domestic and cross‑border cash‑management and liquidity products (ACH, RTGS, etc.).
• Awareness of cash‑management risk concepts and standard operating procedures.
• Introductory project‑management skills: meeting organisation, documentation, status reporting.
• Proficiency in Microsoft Office (Word, Excel, PowerPoint, Outlook).

Soft skills/mindset

• Strong analytical and problem‑solving abilities.
• Excellent written and verbal communication skills in Spanish and English (proficient).
• Customer‑experience orientation with a service‑first attitude.
• Good organisational and time‑management capabilities.
• Initiative‑taking and willingness to learn.
• Team player: eager to share information and collaborate with colleagues across functions.
• Proactive approach to continuous learning of Cash‑Management products and services.

Compromiso de diversidad e inclusión
BNP Paribas Grupo en España es un empleador que ofrece igualdad de oportunidades y se enorgullece de brindar igualdad de oportunidades de empleo a todos los que buscan trabajo. Nos comprometemos activamente a garantizar que ninguna persona sea discriminada por motivos de edad, discapacidad, cambio de género, estado civil o de matrimonio, embarazo y maternidad/paternidad, raza, religión o creencias, sexo u orientación sexual. La equidad y la diversidad están en el centro de nuestra política de contratación porque creemos que fomentan la creatividad y la eficiencia, lo que a su vez aumenta el rendimiento y la productividad. Por tanto, en igualdad de condiciones en cuanto a cualificación y competencias para el puesto, accederá la persona candidata del sexo menos representado en ese nivel. Nos esforzamos por reflejar la sociedad en la que vivimos, manteniendo la imagen de nuestros clientes.
References

Operational Permanent Control (OPC) Analyst

BNP Paribas Group is the top bank in the European Union and a major international banking establishment. It has close to 185,000 employees in 65 countries. In Spain we are more than 5,100 employees within 13 business lines.

CIB

BNP Paribas Corporate & Institutional Banking provides large companies, multinationals and financial institutions with various solutions in the areas of advisory, financing, transactional banking, capital markets, settlement, clearing and custody of securities, asset and fund management services and solutions for corporate issuers. It has 620 professionals in Spain with offices in Madrid, Barcelona, Bilbao and Coruña. The entity has a network present in 56 countries.

Core Responsibilities: 

1.       Identification and assessment of risks and controls (Risk and Control Self – Assessment) 
 
 ·         Ensure the effective implementation and maintenance of the RCSA framework within is/her 1st LOD control perimeter at the appropriate level. 

·         Perform/drive the risk identification and assessment in liaison with central teams and independent control Functions when needed.

·         Contribute to the definition and follow-up of remediation plan if needed.

2.       Procedures

·         Ensure that Group procedures requirements are implemented locally, complemented with local specificities (regulations, tools organization…)

·         Ensure that the procedures designed by the businesses and functions are identified, updated, properly stored and communicated to the relevant stakeholders locally.

·         Act as “Procedure Correspondent” in the terms defined in the Group procedures.
 
3. Controls and actions plan

·         Define and regularly update the country’s control plan according to the Group control plans, to the outcome of the risk assessment, regulations, other risk events (HI, control results, external events, Audit missions…). 

·         Perform and/or coordinate controls according to this control plan. 

·         Input in Group or CIB tools the control results and major action plans.

·         Follow-up the implementation of remediation actions.

 4.       Findings, recommendations and permanent control actions follow-up.

 5.       Management of historical incidents (including near-misses) and monitoring action plans to remediate the root-causes.

 6.       Awareness, training and advisory.

  BENEFITS

• Training programs, career plans and internal mobility opportunities, national and international thanks to our presence in different countries.

• Diversity and Inclusion Committee that ensures an inclusive work environment. In recent years, several employee communities have been created to organize diversity and inclusion awareness actions (PRIDE, We Generations and MixCity).

• Corporate volunteering program (1 Million Hours 2 Help) in which employees can dedicate time out of their working hours to volunteer activities.

• Flexible compensation plan.

• Hybrid telecommuting model (50%).

• 32 vacation days.

Diversity and inclusion commitment

BNP Paribas Group in Spain is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients. 

• Accurate and timely cash flow analysis and forecasting 
•  Maximizing returns from cash balances 
• Minimizing financing and borrowing costs 
• Efficient banking arrangements 
• Efficient accounts processing arrangements 
• Effective control of payments and disbursements. 
• Establish Cash Management strategies 

• Preparing cash forecasts to help determine how much cash will be needed to cover upcoming expenses (forecasting and budgeting).
• Monitoring of the forecasted cash positions against the actual settlement in all of the nostro bank accounts (thus ensuring that the organization has enough liquidity to fulfill its financial obligations). 
• Maintaining an inventory of cash at all times in order to have ready access to funds when needed 
• Preparing reports on cash balances and other financial activities for management review 

• Maintain appropriate files, reports, documentation and data 
• Supervision and follow-up on open items in banks and transit account reconciliations 
• Contribute to financial audits. 
• Perform periodic financial analysis to detect and resolve problems. 
• Assisting in the preparation of budgets. 

•  University Degree in Business Administration or Economy. 

• • Previous experience in accounting or treasury departments is valuable.

• Fluent English is mandatory.  

• Operational French is valuable

• Ability to set up relevant performance indicators (Mastering)

• Ability to understand, explain and support change (Mastering)

• Ability to collaborate/Teamwork (Mastering)

•  Decision Making  (Mastering)

The main missions are related to the following processes:

●    Accounts Payable

–    Processing invoices from Suppliers

–    Prepare Payments proposals 

–    Control and monitor Payment terms and outstanding invoices.

●    Accounts Receivables

–    Issuing Invoices to Clients/ Partners

–    Control and monitor Settlements and outstanding invoices.

●    General Ledger

–    Manage all Accounting transactions in the General Ledger ensuring financial records are kept up to date with the latest transactions.

–    Reconciling daily, monthly and yearly transactions.

–    Publish financial statements in time.

–    Handle monthly, quarterly and annual closings

●    Controls

–    Perform periodic financial analysis to detect and resolve problems.

–    Comply with financial policies and regulations

●    Contribute to financial audits.

●    Contribute to transversal projects impacting main Finance processes.

●    Fluent English

●    Operational German is valuable.

●    Operational Portuguese is valuable.

●    Operational French is valuable.

●    Master in MS Office (Excell, Powerpoint, etc)

●    Master in Google Environment (Google sheets, Slides, etc)

●    Master in Organizational Skills

●    Master in Analysis. 

We are seeking a highly motivated and organized individual to join our Iberia Coverage team as an Analyst Support. The successful candidate will provide critical support to senior bankers and the coverage team, focusing on client due diligence, Know Your Customer (KYC) and onboarding, as well as commercial support to the Coverage team. This is an excellent opportunity to develop your skills and knowledge in the banking industry, working with a leading international bank.

Key Responsibilities:

• Provide analytical support to senior bankers and the coverage team, assisting in the client’s due diligence, KYC, AML, and onboarding processes. 
• Ensuring compliance with regulatory requirements and internal policies. 
• Take lead on KYC new onboarding and KYC refresh processes, initiating, preparing, and following up on all necessary steps
• Understand client needs and underlying business opportunities, working hand-in-hand with the KYC team to ensure a seamless onboarding process
• Collaborate with internal stakeholders, such as Risk, Compliance, and Operations, to ensure seamless onboarding. 
• Maintain accurate and up-to-date records of onbardings and refresh. 
• Develop and maintain a strong understanding of the Iberia market, including industry trends, competitor activity, and regulatory developments
• Conduct client analysis and identify potential risks, coordinating efforts with all teams involved to mitigate these risks
• Develop a good understanding of main regulatory frameworks, including AML, KYC, and other relevant regulations
• Perform documentation gap analysis, identifying and addressing any gaps or issues that may impact the onboarding process
• Get familiarized with BNPP internal onboarding tools and processes, ensuring an end-to-end seamless onboarding process
• Ability to find alternative solutions to complex problems, thinking outside the box to ensure client needs are met
• Face clients pre and post onboarding, providing excellent customer service and ensuring a positive client experience
• Maintain a clean pipeline of onboarding, identifying priorities and managing multiple tasks and deadlines
• Multitasking and prioritization skills are essential, as you will be working on multiple onboarding processes simultaneously

Requirements:

• Bachelor’s degree in business administration, Finance, Economics, or a related field
• 1-2 years of experience in a similar role, preferably in the banking or financial services industry
• Strong analytical and problem-solving skills, with attention to detail and ability to work accurately in a fast-paced environment
• Excellent communication and interpersonal skills, with the ability to build strong relationships with internal stakeholders and external clients
• Proficiency in Microsoft Office, particularly Excel, Word, and PowerPoint
• Fluency in English and Spanish (written and spoken)
• Strong organizational and time management skills, with the ability to prioritize tasks and meet deadlines
• Ability to work in a team environment and collaborate with colleagues to achieve common goals

Nice to Have:

• Experience with client due diligence, KYC and onboarding processes
• Knowledge of regulatory requirements and internal policies related to AML, KYC, and client onboarding
• Certification in a related field, such as anti-money laundering (AML) or know your customer (KYC)

Diversity and Inclusion Commitment 

BNP Paribas Group in Spain is an equal opportunity employer, proud to provide equal employment opportunities to all job seekers. We are committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marital or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex, or sexual orientation. Equity and diversity are at the core of our recruitment policy, as we believe they foster creativity and efficiency, increasing performance and productivity. We strive to reflect the society in which we live, while keeping in line with the image of our clients. 

Multinational Corporate Coverage VP

 BNP Paribas Group is the top bank in the European Union and a major international banking establishment. It has close to 185,000 employees in 65 countries. In Spain we are more than 5,100 employees within 13 business lines.

CIB

BNP Paribas Corporate & Institutional Banking provides large companies, multinationals and financial institutions with various solutions in the areas of advisory, financing, transactional banking, capital markets, settlement, clearing and custody of securities, asset and fund management services and solutions for corporate issuers. It has 620 professionals in Spain with offices in Madrid, Barcelona, Bilbao and Coruña. The entity has a network present in 56 countries.

The VP is a member of the Coverage Team and reports to the Head of Corporate Coverage Iberia.

He/she works closely with the Managing Directors to manage and develop the global relationships.

Key resposibilities

1.      Client Relationship Multinational Coverage

–      Maintain and develop client relationships

–      In coordination with the Pilot RM abroad and the local Business Lines, originate Corporate Coverage products according to the clients’ needs and thus increase revenues and cross sell for his/her clients.

–      Take full ownership and leadership on selected clients.

2.      Origination / Commercial Coordination

–      Secure the overall increase of revenues, monitor and improve profitability of his/her portfolio.

–      Manage and expand Bank’s footprint on flow banking business (Cash Management, Trade Services, Global Market, Security Services and other transaction banking business).

–      Generally, manage the origination and execution of transactions.

–      Manage the origination efforts related to non-CIB products and services.

–      Support Managing Directors in the origination and execution event driven mandates (M&A, ECM…) when required.

–      Ensure that the central data collection tool bases are appropriately updated (call reports, status of opportunities and deal pipeline management among others)

3.      Risk Management

3.1.           Credit risk: 

–      Provide necessary contribution to credit annual reviews / credit requests on his/her portfolio.

–      When relevant, validate credit annual reviews / credit requests and present the request to the Credit Committees

–      Actively monitors the credit risk on his/her portfolio (anticipation of risk deterioration, quality of analysis and accuracy of information). 

3.2.           Resource management: 

–      As per guidance from the Managing Director, ensure consistent allocation of financial resources (Capital and Liquidity) on a client basis, globally and between products, in view of the optimisation of Client RWA, RAROC, CEVA and any other relevant indicators. 

3.3.           Compliance & CSR: 

–      When required, provide his /her support to the Managing Director for clearing Compliance hits for clients in his/her portfolio.

–      Promptly react to any significant change in the situation of the customer.

–      Ensure consistent and comprehensive enforcement of BNP Paribas CSR & Compliance policies and procedures (especially KYC and AML/Sanctions) and regulatory requirements, in particular with regards to the KYC responsibilities and duties, as per relevant policies and procedures. 

3.4.           Conduct 

–      Ensure that the business carried out with his/her dedicated clients is appropriate, understandable and suitable.

–      Act in a product-neutral manner in the best interest of the clients and of the BNP Paribas Group globally.

–      Respect the BNP Paribas Code of Conduct in all listed key responsibilities.

4.      Participation to set up

–      Support and actively participate in building up and maintaining the network with other Coverage team members/ Product Partners / Regions by sharing ideas and past experiences (transversal and cross-fertilization interactions notably through Entry Point assignment) to encourage cross-selling, deal replicability and best practice sharing. 

–      Take an active role in transformation initiatives and their sustainability. 

Skills / Knowledge / Competencies

–      Team spirit, collaborative and inclusive approach

–      Impact, client relationship and commercial skills 

–      Coordination and communication skills

–      Time management, prioritisation and delegation

–      Conduct, Compliance and Risk awareness, credit and resource management

 Digital mindset in terms of open innovation management and client solution platform

BENEFITS

• Training programs, career plans and internal mobility opportunities, national and international thanks to our presence in different countries.

• Diversity and Inclusion Committee that ensures an inclusive work environment. In recent years, several employee communities have been created to organize diversity and inclusion awareness actions (PRIDE, We Generations and MixCity).

• Corporate volunteering program (1 Million Hours 2 Help) in which employees can dedicate time out of their working hours to volunteer activities.

• Flexible compensation plan.

• Hybrid telecommuting model (50%).

• 32 vacation days.

Diversity and inclusion commitment

BNP Paribas Group in Spain is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.