GROUP BNP PARIBAS
Want to help shape the bank of tomorrow today?
How can the Bank leverage data to assess credit risk on its portfolio of existing and new clients?
Risk assessment encompasses various elements: how likely is it that a client will not be able to comply with the contractual requirements of his loan? What will be the client’s outstanding balance in this situation? What loss is the bank expected to suffer if a client is no longer able to repay a loan
As a member of the RISK Models team, you will join a team of experts whose goal is to answer these questions through the development of statistical or expert models.
By analysing historical data, working together with the business lines, IT department, the modelling experts at BNP Paribas group and taking into account the remarks of supervisor representatives, the team creates tools that help the bank calculate the capital requirements for its credit exposure, the risk component of the credit price or that contribute to the approval process of a new credit.
Your personal tasks will be:
· Designing and developing models for credit risk on the scope mainly of companies.
· Finding, managing and using the most appropriate data sources for modelling purposes.
· Working with expert colleagues and business representatives to examine the results and keep models grounded in reality.
· Documenting each step of the development and informing decision makers by presenting them options and results.
· Ensuring correct implementation of the tools (together with the IT department).
· Continuously assessing models by means of back-testing.
· Answering specific, external requests regarding statistics related to credit risk assessment.
· Following-up evolutions in the regulation and in credit risk modelling best-practices.
- Studies
· Master degree or higher in Mathematics, Economy or Econometrics, Statistics or a similar background where analytics and figures prevail.
- Experience
· Work experience of at least 3 years in credit risk modelling (PD/LGD/LGDD/CCF)
- Languages
· You express yourself perfectly in English, in particular in the writing form. You ideally speak French fluently
- Technical
· You have programming skills, particularly using some high level / statistical language (having worked with SAS is a plus)
· It is considered an asset if you have some experience with Big Data technologies, ratings & scorings use across the bank or credit products.
- Transversal & Behavioral
· You are able to manage long-term deadlines and plan your work accordingly.
GROUP BNP PARIBAS
Want to help shape the bank of tomorrow today?
How can the Bank leverage data to assess credit risk on its portfolio of existing and new clients
Risk assessment encompasses various elements: how likely is it that a client will not be able to comply with the contractual requirements of his loan? What will be the client’s outstanding balance in this situation? What loss is the bank expected to suffer if a client is no longer able to repay a loan?
As a member of the RISK Models team, you will join a team of experts whose goal is to answer these questions through the development of statistical or expert models.
By analysing historical data, working together with the business lines, IT department, the modelling experts at BNP Paribas group and taking into account the remarks of supervisor representatives, the team creates tools that help the bank calculate the capital requirements for its credit exposure, the risk component of the credit price or that contribute to the approval process of a new credit.
Your personal tasks will be:
· Designing and developing models for credit risk on the scope mainly of companies
· Finding, managing and using the most appropriate data sources for modelling purposes
· Working with expert colleagues and business representatives to examine the results and keep models grounded in reality
· Documenting each step of the development and informing decision makers by presenting them options and results
· Ensuring correct implementation of the tools (together with the IT department)
· Continuously assessing models by means of back-testing
· Answering specific, external requests regarding statistics related to credit risk assessment
· Following-up evolutions in the regulation and in credit risk modelling best-practices
- Studies
· Master degree or higher in Mathematics, Economy or Econometrics, Statistics or a similar background where analytics and figures prevail.
- Experience
· Work experience of at least 5 years in credit risk modelling (PD/LGD/LGDD/CCF).
- Languages
· You express yourself perfectly in English, in particular in the writing form. You ideally speak French fluently.
- Technical
· You have strong SAS programming skills.
· It is considered an asset if you have some experience with Big Data technologies, ratings & scorings use across the bank or credit products.
- Transversal & Behavioral
· You are able to manage long-term deadlines and plan your work accordingly.
· You are creative, you pay attention to details, and you are able to work easily with both technical and business-oriented people.
GROUP BNP PARIBAS
BNP Paribas Group is the top bank in the European Union and a major international banking establishment. It has close to 185,000 employees in 65 countries. In Spain we are more than 5,100 employees within 13 business lines.
Spain IT Production
Spain IT Production organization consists of CIB ITO & ITG IT Platforms and is responsible for providing IT Production services to our Clients in EMEA, ensuring a Digital Market evolution, in a secured and performant environment, and with a reliable quality. IT Production organisation includes Infrastructure services, Telecom & Workspace, Production Security and Application Production domains and associated transversal services (CTO Office, Control Tower, PMO and IT Continuity). In Spain, IT Production relies on a Platform with over 400 experts that provide full-stack support services ensuring a secure, stable, standardized, and efficient production.
ABOUT THE JOB
MISSION
We are looking for an OPERATIONAL SECURITY ENGINEER in charge of functional support to deploy ARM, help and advice ITG applications owners on rights modelling on MyAccess (Access Right Management tool). She/he is the interface between assets owners and technical team.
RESPONSIBILITIES
The main activities and missions will be:
· Daily support to ITG application owners to deploy their rights on our ARM tool.
· Responses to RTS or SNOW ticketing regarding standard request
· Responses to RTS or SNOW ticketing regarding user’s incident
· Analysis and proposal for non-standard request with Expertise Team support
· Analysis and correction of anomalies and inconsistencies reported by users
· Ensuring the data quality of the rights catalogue
· Communication about services event (Incident, Change)
· Guaranteeing the update of documentation (training documentation and user’s guides)
· Manage the certification campaign
REQUIREMENTS
- Studies
Master’s degree or equivalent
- Experience
At least 5 years
- Languages
High Level of English (written / spoken).
French speaking will be appreciated.
SKILLS
- Technical
o SailPoint IdentityIQ is a plus
o Minimum 2 to 4 years’ experience in IAM (Access Right Management) with knowledge in Segregation of duties -SOD) Business role, workflows management, reviews and certifications
- Transversal & Behavioral
o Proactive to help owner’s application
o Knowledge in Communicating & implementing good security practices
o Critical mind, good analytical and synthesis skills.
o Rigor, curiosity, autonomy, involvement, availability, and taste for teamwork.
o Ability to listen and communicate to convince, adapting to one’s interlocutors.
o Ability to take a step back and formalize needs, write synthesis documents and report on work.
BENEFITS
• Training programs, career plans and internal mobility opportunities, national and international thanks to our presence in different countries.
• Diversity and Inclusion Committee that ensures an inclusive work environment. In recent years, several employee communities have been created to organize diversity and inclusion awareness actions (PRIDE, We Generations and MixCity).
• Corporate volunteering program (1 Million Hours 2 Help) in which employees can dedicate time out of their working hours to volunteer activities.
• Flexible compensation plan.
• Hybrid telecommuting model (50%).
• 32 vacation days.
Diversity and inclusion commitment
BNP Paribas Group in Spain is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.
GRUPO BNP PARIBAS
• According to delegation rules and procedures in place, provides a documented decision (approval, refusal, conditional approval) or refers the file to the appropriate decision maker(s)
• Ensures the technical follow-up and the management of the file until its final completion, focusing on supplying with highest visibility on anticipated response times
• Identifies issues, routing them according to defined procedures at the appropriate level
• Verify the execution of the controls conducted by the Businesses
• Contributes to the production of requested reports
- Experiencia
- Idiomas
English (+ other relevant language)
- Técnicas
- Knowledge of Compliance issues and specific challenges of his/her domain
- Knowledge of the Entity (processes, products, clients…)
- General knowledge of applicable regulatory framework and its evolutions
- Transversales & Comportamentale
- Strong analytical and synthesis skills
- Teamwork
- Integrity
GRUPO BNP PARIBAS
El Grupo BNP Paribas es el principal banco de la Unión Europea y uno de los más importantes a nivel internacional. Contamos con cerca de 185.000 empleados en 65 países. En España somos más de 5.100 empleados en 13 líneas de negocio.
ARVAL
En Arval tenemos como misión mejorar la vida de las personas ofreciendo servicios de movilidad adaptados a las necesidades de nuestros clientes y con una clara orientación hacia la movilidad sostenible. Ofrecemos una amplia gama de soluciones innovadoras y proporcionamos un servicio personalizado a nuestros clientes, desde grandes corporaciones a particulares. Con más de 30 años de experiencia, presencia en treinta países y una flota financiada superior a 1,5 millones de vehículos, somos líderes en nuestro sector
SOBRE EL PUESTO
MISIÓN
Es el encargado de identificar oportunidades de negocio y garantizar el conocimiento de la propuesta de valor de Arval en el sector. Visitar clientes y prospectos, analizando sus necesidades y ofreciéndole soluciones.
RESPONSABILIDADES
* Visitar clientes y prospectos.
* Cumplir los objetivos establecidos por la Dirección Comercial, realizar el seguimiento de los mismos y adoptar las medidas correctoras necesarias en caso de desviación.
* Responsable de mantener la actualización y vigencia del contrato marco en base a las directrices de la empresa.
* Identificar las necesidades y requerimientos de los clientes y prospectos.
* Trasladar dicha información al Account Manager para juntos establecer la estrategia de cuenta y aplicar las propuestas comerciales necesarias.
* Gestionar la cartera de clientes y prospectos a través de un profundo conocimiento de sus condiciones contractuales, su actividad y sus necesidades.
* Gestion y actualización semanal de las oportunidades en Salesforce.
* Elevar el nivel de interlocución en los clientes.
* Uso de showpad en base a los parámetros marcados por la empresa.
* Acudir a eventos de representación.
DESCRIPCION DE LAS FUNCIONES
• Captación de Clientes
* Realizar las visitas concertadas de su propia cartera de prospección.
* Tras cada visita, deberá realizar el acta de reunión en Salesforce reflejando los principales acuerdos y el plan de trabajo. Enviando la misma al cliente con copia al Account Manager.
* Garantizar y facilitar el proceso de negociación con el cliente, y posteriormente de manera interna, las condiciones de servicio, a través de lo establecido en contrato marco con los diferentes departamentos.
* Solicitar validación parámetros de cotizaciones especiales en COE.
* Asegurar la correcta coordinación con el Account Manager en el traspaso de información y presentación del nuevo cliente.
• Gestion de la relación con el cliente
• Trabajar sistemáticamente de forma conjunta con el Account Manager, fomentando el flujo de información del cliente entre ambos con reuniones semanales.
• Realizar la presentación mediante visita, tanto de la propuesta de valor como comercial al cliente, en función de la estrategia de cada cuenta. (TCO, fuel review, otros servicios)
• Realizar una labor consultiva, asesorando al cliente en la elaboración de una correcta Company Car Policy.
• Colaborar en el análisis y la recomendación de la propuesta de renovación de flota junto con el Account Manager y negociarla con el cliente, mediante una visita si fuera necesario, en los clientes estratégicos de la cartera.
• Realizar visitas agendadas por el Account Manager cuando este lo requiera y en línea con la estrategia de cuenta: recálculos, reclamaciones, etc.
REQUISITOS
* Estudios
– Grado Universitario o equivalente
– Al menos cinco años de experiencia en la gestión y venta a clientes en el sector de renting.
– Imprescindible carnet de conducir
* Idiomas
Inglés Nivel Medio
COMPETENCIAS
– Orientación al cliente
– Creatividad e Innovación /capacidad para resolver Problemas.
– Capacidad de Negociación.
– Orientación a resultados.
– Impacto / Capacidad para influir.
BENEFICIOS
• Programas de formación, planes de carrera y oportunidades de movilidad interna, no solo a nivel nacional sino también a nivel internacional gracias a nuestra presencia en diferentes países.
• Comité de Diversidad e Inclusión a nivel Grupo que vela por un ambiente de trabajo inclusivo. En los últimos años se han creado varias comunidades de empleados que organizan diferentes acciones de concienciación en torno a la diversidad e inclusión (PRIDE, We Generations y MixCity).
• Programa de voluntariado corporativo (1 Million Hours 2 Help) en el que los empleados pueden dedicar tiempo de su horario laboral a actividades de voluntariado.
• Plan de retribución flexible.
• Modelo de teletrabajo híbrido (50%).
• 22 días de vacaciones.
• 2 días de asuntos propios.
• Día libre en Navidad.
• Tarde libre el día de tu cumpleaños.
• Jornada intensiva todos los viernes y en julio y agosto.
• Flexibilidad horaria.
• Seguro de vida.
• Seguro médico.
• Tarjeta comida
• Salario fijo + bonus variable + participación en beneficios.
Compromiso de diversidad e inclusión
BNP Paribas Grupo en España es un empleador que ofrece igualdad de oportunidades y se enorgullece de brindar igualdad de oportunidades de empleo a todos los que buscan trabajo. Nos comprometemos activamente a garantizar que ninguna persona sea discriminada por motivos de edad, discapacidad, cambio de género, estado civil o de matrimonio, embarazo y maternidad/paternidad, raza, religión o creencias, sexo u orientación sexual. La equidad y la diversidad están en el centro de nuestra política de contratación porque creemos que fomentan la creatividad y la eficiencia, lo que a su vez aumenta el rendimiento y la productividad. Por tanto, en igualdad de condiciones en cuanto a cualificación y competencias para el puesto, accederá la persona candidata del sexo menos representado en ese nivel. Nos esforzamos por reflejar la sociedad en la que vivimos, manteniendo la imagen de nuestros clientes.
GROUP BNP PARIBAS
BNP Paribas Group is the top bank in the European Union and a major international banking establishment. It has close to 185,000 employees in 65 countries. In Spain we are more than 5,100 employees within 13 business lines.
Infinity Finance HUB
BNP Paribas EMEA Finance employs 500 employees, of which more than 325 are based in Madrid. We manage more than 250 BNP Paribas entities from all over Europe, covering +60% of Group’s balance sheet and all group’s banking activities (Corporate & Investment Banking, Retail Banking, Personal Finance and other financial services activities…).
Our mission is to measure, control and explain all the financial indicators required to monitor accounting, tax, regulatory, liquidity, credit risk reporting and management result activities.
ABOUT THE JOB
MISSION
About Finance EMEA
Our mission is to measure, control and explain all the financial indicators required to monitor accounting, tax, regulatory, liquidity, credit risk reporting and management result activities. Our team members can build a strong competence on all aspects of banking activities (retail, investment banking and capital markets), building a 360° vision through their career path.
About BNP Paribas’s Infinity Platform
The purpose is to propose services that cover the whole financial dimensions: accounting production activities, reporting, control, transformation projects and IT
RESPONSIBILITIES
With a transversal role and providing support to SMS BP SPOCs, he/she will be in charge of :
* Measure and book the required adjustments in accounting to ensure completion and accurateness through all reporting axes, including the segmented axis.
* Review & perform the Suspense Provisioning and the rest of legal and tax provision.
* Ensure the oversight of accounting controls performed by Back Offices based on their monthly control results & quarterly sub-certification.
* Control and analyse the data that contribute to the regulatory reporting (Matisse allocations, BMRC feeding, Accounting to Risk reconciliation, Local regulatory reports, non-standard feeds,….) & the disclosure production.
* Provide Finance supervision & completion on LoD1 control performed by Back Offices operations, ensuring accuracy and completeness of the data feeding done by the back office operation tools.
* Providing support to Back and Middle offices in all the accounting aspects required.
* Provide assistance in coordination with the management in responding to questions from the external auditors, Operations, and other support groups by:
* Ensuring prompt resolution and follow-up of questions / requests for information.
* Escalating problems/issues to the team leader and/or head.
* Providing quality service to other teams
Projects, Systems Support, Operational Process Improvements
* Participate in the upgrades/version releases of respective reporting tools
* Assist in identifying operational process improvements in production, control procedures, and workflow organization to increase the team’s efficiency and effectiveness
* Other functions:
* Observe the bank’s policies and procedures
* Assist in any special project or request as directed by management
REQUIREMENTS
* Studies
* Business school, University Graduate, Master Degree in Accounting or Finance Degree
* Experience
* Up to 4 years experience in Finance within the Banking sector (Financial Accounting, Reporting, Business/financial analysis), including audit and consultancy firms
* Experience of working in an international environment appreciated
Languages
* English Advanced
* European languages a plus (specially French)
SKILLS
* Technical
* Knowledge of Banking products is desirable
* Working knowledge and understanding of generally accepted accounting principles, both in IFRS and French GAAP (an asset)
* IFRS9 impairment calculation knowledge will be a plus
* High proficiency in computer skills and data analytics
* Transversal & Behavioral
* Effective analytical, organizational, and problem-solving skill
* Ability to learn new systems and products quickly
* Strong communication skills, both written and verbal
* Self-starter and team player, able to work independently and collaboratively with various teams in a matrix organisation and deadline-focused environment
BENEFITS
• Training programs, career plans and internal mobility opportunities, national and international thanks to our presence in different countries.
• Diversity and Inclusion Committee that ensures an inclusive work environment. In recent years, several employee communities have been created to organize diversity and inclusion awareness actions (PRIDE, We Generations and MixCity).
• Corporate volunteering program (1 Million Hours 2 Help) in which employees can dedicate time out of their working hours to volunteer activities.
• Flexible compensation plan.
• Hybrid telecommuting model (50%).
• 31 vacation days.
Diversity and inclusion commitment
BNP Paribas Group in Spain is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.
GROUP BNP PARIBAS
Description
RISK HR are seeking a highly organized and proactive Personal Assistant to support the RISK Global Head of HR and her direct reports in managing their daily operations and improving overall efficiency. Your duties will include managing schedules, organizing meetings and business trips, handling communication, and overseeing project timelines. You will also be expected to help prioritize tasks, ensuring that important deadlines are met while maintaining a high level of confidentiality and professionalism. The ideal candidate will possess good communication skills, attention to detail, and the ability to multitask in a fast-paced environment. Your role will be crucial in helping the RISK Global Head of HR focus on strategic priorities while you manage their day-to-day administrative needs. We are looking for someone who is not only reliable and trustworthy but also has a proactive approach to problem-solving and is comfortable taking the initiative. If you thrive in a dynamic and international work environment and are passionate about making a positive impact through effective support, we welcome you to apply for this exciting opportunity within RISK, one of the BNP Paribas control functions.
Responsibilities
- Manage and maintain executive’s calendar including scheduling appointments, meetings, and travel arrangements
- Prepare and organize documentation for meetings and presentations
- Handle correspondence, including emails, Teams meetings, and other communications on behalf of the executive
- Conduct research and compile reports as needed to assist with decision-making
- Arrange logistics for events, meetings, and conferences, ensuring all details are covered
- Maintain filing systems (meeting rooms booking, travels booking, expenses management…) and ensure that all documents are organized and easily accessible
- Collaborate with other team members and departments to streamline processes and improve overall efficiency
Requirements
- Proven experience as a personal assistant or in a similar administrative role
- Excellent organizational skills and time-management abilities
- Strong interpersonal and communication skills, both written and verbal (English, French would be a plus)
- Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook) and other relevant software
- Ability to handle sensitive information with discretion and maintain confidentiality
- Strong problem-solving skills and the ability to prioritize tasks effectively
- Flexibility to adapt to changing priorities and manage multiple tasks simultaneously
GROUP BNP PARIBAS
BNP Paribas Group is the top bank in the European Union and a major international banking establishment. It has close to 185,000 employees in 65 countries. In Spain we are more than 5,100 employees within 13 business lines.
Risk HUB
RISK is an integrated and independent control function of the BNP Paribas Group. It is the second line of defense on the risk management activities of the Group which are under its direct responsibilities, including credit and counterparty risk, market risk, funding and liquidity risk, interest rate and foreign exchange risks in the banking book, insurance risk, operational risk, and environmental and social risks.
RISK aims at being a partner of the businesses by contributing to their sustainable development, but also a gatekeeper to ensure risks taken remain compatible with the Group’s Risk Appetite and its strategy.
RISK Iberian Hub Madrid is a transversal platform servicing the RISK Function by covering added-value activities around credit risk, market risk, operational risk and data protection. Offering a wide range of services to RISK teams, from consulting to cyber security going through data analysis, modelling or artificial intelligence.
ABOUT THE JOB
MISSION
Environmental, Social, and Governance (ESG) topics are undergoing rapid and significant transformation, increasingly influencing the conduct, regulation, measurement, and reporting of business activities.
From a risk management perspective, BNP Paribas regards ESG factors as critical drivers that may influence existing risks, such as credit, operational, or market risks.
In this regard, BNP Paribas has committed to undertaking decisive actions to enhance the Bank’s initiatives and framework in these domains. Similarly, the RISK Function established the RISK ESG team at the end of 2020.
The RISK ESG team is an interdisciplinary group dedicated to supporting and guiding the integration of ESG risk factors into the Group’s comprehensive risk management framework.
The ESG Risk Analyst & Methodology Expert will report to the head of the Transversal Methodologies, Monitoring & Data Services team within RISK ESG Paris, with a local reporting line to the RISK ESG Team Leader in Madrid.
RESPONSIBILITIES
· Provide data and technical support to RISK ESG in daily risk analysis tasks, addressing increasing EBA reporting and data analysis requirements. Contribute to the operational integration of the ESG Cockpit and support the Head of RISK ESG in various Group/SF data-related meetings.
· Collaborate with RISK CIO, GDO, and ITG to ensure the continuous integration of ESG into the risk management framework, emphasizing the importance of data and IT platforms. Ensure alignment of Data and IT frameworks for ESG across the Group.
· Identify AI requirements and continue collaboration with Air Tech on implementation initiatives.
· Act as the second line of defence for portfolio alignment methodologies developed by the Climate Analytics & Alignment (C2A) team and for other relevant methodologies and frameworks. This includes evaluating the overall soundness of the models, assumptions, and proxies; documenting model selections and their implications; and facilitating coordination among RISK stakeholders during the review process.
· Assist in the development, industrialization, and deployment of the ESG risk cockpit and conduct ad-hoc risk analyses related to ESG risks at the portfolio and counterparty levels, contributing to internal monitoring and reporting (CCIRC, RDPC, RAS) as well as relevant external disclosures (e.g., Pillar 3, Climate Report).
· Support compliance with supervisory expectations and regulatory requirements by tracking action plans and implementing recommendations.
· Collect best practices for ESG risk monitoring through industry benchmarking, networking, and participation in external working groups.
REQUIREMENTS
Knowledge
· Education: university degree (ideally M2)
· Experience: at least 5 years in the financial industry.
· Risk management: relevant studies and experience in enterprise risk management: The role is intended for individuals with experience in risk management, particularly those who have worked on large-scale transformation projects in this area.
· ESG Knowledge: subject matter expertise in ESG-related topics is required.
· Languages: proficiency in English, both written and oral, French will be nice to have.
Skills
· Technical Proficiency: comprehensive IT skills, including advanced data analysis abilities such as proficiency in Excel or Power BI and the capability to collaborate with technical teams, are needed. Experience in programming languages (R, Python) is considered beneficial.
· Adaptability and Curiosity: ability to quickly adjust to new situations and a strong desire to learn and explore new concepts.
· Autonomy and Proactivity: independently managing tasks and initiating responses to challenges and opportunities.
· Analytical and Synthesis Skills: capabilities in analysing complex data across various categories of risk and synthesizing information to provide clear insights.
· Communication Skills: excellent oral and written communication skills to effectively convey ideas and collaborate with stakeholders.
· Teamwork and Coordination: ability to work well in a team and coordinate efforts across multiple stakeholders.
BENEFITS
• Training programs, career plans and internal mobility opportunities, national and international thanks to our presence in different countries.
• Diversity and Inclusion Committee that ensures an inclusive work environment. In recent years, several employee communities have been created to organize diversity and inclusion awareness actions (PRIDE, We Generations and MixCity).
• Corporate volunteering program (1 million Hours 2 Help) in which employees can dedicate time out of their working hours to volunteer activities.
• Flexible compensation plan.
• Hybrid telecommuting model (50%).
• 32 vacation days.
Diversity and inclusion commitment
BNP Paribas Group in Spain is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.
GROUP BNP PARIBAS
BNP Paribas Group is the top bank in the European Union and a major international banking establishment. It has close to 185,000 employees in 65 countries. In Spain we are more than 5,100 employees within 13 business lines.
Risk HUB
RISK is an integrated and independent control function of the BNP Paribas Group. It is the second line of defense on the risk management activities of the Group which are under its direct responsibilities, including credit and counterparty risk, market risk, funding and liquidity risk, interest rate and foreign exchange risks in the banking book, insurance risk, operational risk, and environmental and social risks.
RISK aims to be a partner of the businesses by contributing to their sustainable development, but also a gatekeeper to ensure risks taken remain compatible with the Group’s Risk Appetite and its strategy.
RISK Iberian Hub Madrid is a transversal platform servicing the RISK Function by covering added-value activities around credit risk, market risk, operational risk and data protection. Offering a wide range of services to RISK teams, from consulting to cyber security, going through data analysis, modelling or artificial intelligence.
ABOUT THE JOB
The role is to develop and implement methodologies, tools, and approaches to identify, quantify, and mitigate the impacts of climate-related physical risks, and nature risks, on the Group’s business operations and financial assets.
The goal is to enhance existing processes and frameworks and facilitate the embedding of physical climate risk, not to ‘carve-out’ activities related to physical climate risk. To meet this objective, the role requires close co-operation with teams within RISK, for example those working on scenario analysis and regulatory models, and outside of RISK, to support these teams with the required expertise whilst avoiding duplication of common elements.
Whilst the role is primarily Madrid based, the role covers all BNPP Group activities and functions and requires strong collaboration with the RISK ESG Team based in London and Paris. The RISK ESG Senior Quantitative Analyst will report to the RISK ESG Physical Climate Risk Modelling Lead in the UK with a local reporting line to the RISK ESG Team Leader in Madrid.
RESPONSIBILITIES
· Climate risk modelling
- Stay abreast of the latest scientific research, climate hazard models, and data sources to design methodologies and help promote the adoption of best practices internally.
- Identify, evaluate, adapt and on-board relevant public-domain or commercial climate hazard models as and when they become available, with emphasis on appropriateness for the Bank’s use-cases.
· Financial risk quantification
- Support the modelling and quantification of physical climate risks and nature risks in collaboration with other RISK teams, particularly those working on scenario analysis and regulatory models. Topics include propagation of physical risks to company financials, capturing portfolio diversification effects and adaptation & insurance measures.
- Perform general research activities around the financial quantification of physical risk.
- Devise vulnerability models (damage functions) having regard for regional, sectoral and asset specificities, with a view to assess physical risk both at asset and counterparty-level.
- Devise metrics and indicators (whether score-based or financial) that are suited to the assessment of physical risk at asset, counterparty, or portfolio-level – with attention given to the use case in scope (e.g. risk management, origination, engagement, etc.).
· Quantitative development
- Contribute to the maintenance and development of the library of climate hazard and vulnerability models available within the BNPP ecosystem.
- Assist in ensuring the framework is designed in a way that facilitates its use or integration within other areas of the Bank (e.g. stress-testing, back-testing).
· Operational insertion & support
- Participate in client engagement technical discussions with a view to continually enhance the internal modelling capability (for example, reflecting adaptation measures and other operational or financial mitigants); share best practises with peers.
- Provide advice and support in relation to operational insertion activities; collaborate with internal stakeholders, including financing teams, risk management, and sustainability departments, to integrate climate risk considerations into the decision-making processes.
- Contribute to the assessment and reporting of physical climate risks, with a view to identify potential vulnerabilities within the Bank’s portfolios.
- Contribute to the implementation of risk mitigation strategies (adaptation measures, insurance solutions, portfolio diversification strategies) to minimize the financial impact of physical climate risks.
REQUIREMENTS
Studies
- A strong academic background, with at minimum a degree in physics, mathematics, quantitative finance, climate science, environmental science or similar.
- A background in climate/environmental science and an advanced degree (at minimum Masters) is an advantage
- A practical knowledge of quantitative risk modelling is an advantage.
Experience
- The ideal candidate would have 5 or more years experience, working in industry or equivalent. Hand-on experience in quantitative financial risk modelling, physical climate risk, catastrophe modelling or climate or environmental research are all highly desirable.
Languages
- Strong communication skills, both written and verbal (English language).
- Ability to speak French is an advantage.
SKILLS
· Strong analytical skills and ability to interpret complex data and scientific research.
· Strong coding skills, e.g. in Python with knowledge of statically compiled languages (e.g. Rust, C#, C++) a distinct advantage.
· A strong interest and knowledge of risk management best practises, financial markets and economic developments.
As well as ability to:
- Work to tight deadlines.
- Work flexibly as part of multiple teams and autonomously.
- Grasp the intricacies of governance-related processes and procedures.
- Juggle changing priorities and a varied workload.
BENEFITS
• Training programs, career plans and internal mobility opportunities, national and international thanks to our presence in different countries.
• Diversity and Inclusion Committee that ensures an inclusive work environment. In recent years, several employee communities have been created to organize diversity and inclusion awareness actions (PRIDE, We Generations and MixCity).
• Corporate volunteering program (1 million Hours 2 Help) in which employees can dedicate time out of their working hours to volunteer activities.
• Flexible compensation plan.
• Hybrid telecommuting model (50%).
• 32 vacation days.
Diversity and inclusion commitment
BNP Paribas Group in Spain is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.
GROUP BNP PARIBAS
BNP Paribas Group is the top bank in the European Union and a major international banking establishment. It has close to 185,000 employees in 65 countries. In Spain we are more than 5,100 employees within 13 business lines.
Infinity Finance HUB
BNP Paribas EMEA Finance employs 500 employees, of which more than 325 are based in Madrid. We manage more than 250 BNP Paribas entities from all over Europe, covering +60% of Group’s balance sheet and all group’s banking activities (Corporate & Investment Banking, Retail Banking, Personal Finance and other financial services activities).
Our mission is to measure, control and explain all the financial indicators required to monitor accounting, tax, regulatory, liquidity, credit risk reporting and management result activities.
ABOUT THE JOB
MISSION
Based on the external disclosures, the FS LRR analyst deploys operationally the regulation and normative guidelines on his operational scope.
– Based on the data delivered by the Finance SMS, to provide reporting, analysis and specific requests
– To produce the monthly reporting to the local regulator authority (French National Bank, ACPR “Autorité de Contrôle Prudentiel et de Resolution”) and to answer to ad hoc requests of the regulators. To send on time accurate reporting to regulators.
– To produce financial statements for external publication and for Finance front office ensuring their correct valuation and presentation.
– To participate to actions plans to solve data quality issues. He/she participates into new projects inquiries (regulatory and other)
RESPONSIBILITIES
Send on time accurate reporting to regulators
Being part of the team responsible of the local regulatory reporting of BNP Paribas SA and Financial markets
Ensuring the monthly, quarterly and annual reporting to the local regulators (ACPR and Banque de France)
Coordinating with all involved stakeholders
Ensuring data quality and active participation to the data quality action plan.
Performs reconciliations to ensure consistency of data with accounting source
Performs overall controls
Performs analytical reviews and any other relevant analysis
Contributes to projects by providing expertise on reporting issues
Documents how controls are performed
Delivers alerts and action plans
Is accountable for the entity quality of financial data used
Oversights of the quality of the static data received from Referential officers (counterparties, securities, )
Makes sure the information we have all the information to complete the reporting chain
REQUIREMENTS
Studies
Business school, University Graduate, Master Degree in Accounting, Finance or Engineering Degree
* Experience
2/4 years of experience in Finance within the Banking sector (Financial Accounting, Reporting, Business/financial analysis), including audit and consultancy firms
* Languages
English
French
SKILLS
* Technical
Understanding of generally accepted accounting principles, both in IFRS and French GAAP on banking sector
Ability to analyze and challenge accounting numbers.
Working knowledge and understanding of generally accepted accounting principles
* Transversal & Behavioral
Organisational skills
Communication skills – oral &written
Experience of working in international environment appreciated
BENEFITS
* Training programs, career plans and internal mobility opportunities, national and international thanks to our presence in different countries.
* Diversity and Inclusion Committee that ensures an inclusive work environment. In recent years, several employee communities have been created to organize diversity and inclusion awareness actions (PRIDE, We Generations and MixCity).
* Corporate volunteering program (1 Million Hours 2 Help) in which employees can dedicate time out of their working hours to volunteer activities.
* Flexible compensation plan.
* Hybrid telecommuting model (50%).
* 31 vacation days.
Diversity and inclusion commitment
BNP Paribas Group in Spain is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.